The Benefits of Tax Planning in Investment Management Typically, in the last two quarters of the year, we tend to hone in on a variety of tax strategies for our clients. One of the ways we seek to maximize long-term growth is through tax-loss harvesting, in the form of selling investments that decreased in value inside of taxable accounts and reinvesting in asset classes that are most appropriate for that particular client. Without a basic level of understanding of the...

The three-letter acronym has been tossed around regularly in the past few years and has come under intense scrutiny as of late. ESG investing, also known as sustainable or socially responsible investing, is an approach to investing that takes into consideration environmental, social, and governance factors when evaluating companies or investment opportunities. Environmental (E) factors: This aspect focuses on assessing a company’s impact on the natural environment. It includes considerations such as carbon emissions, climate change policies, energy efficiency, waste management,...

We are excited to announce a new update on our website! This update allows all users to register and access educational-based financial planning software. Two different programs are available, which include a Retirement Analyzer and Financial Optimizer. Retirement Analyzer: This financial software is helpful to provide users with an overview of their financial picture. Important topics such as income planning, investment management, and many more are covered! This program is not intended to replace a skilled financial planner, but merely...

Cutting Through the Noise Lately, there has been a lot of speculation surrounding the United States’ debt ceiling and the potential ramifications for capital markets. It should be noted that this is NOT an unprecedented discussion, and the consequences are well understood. However, the paths toward resolution are varied and far from certain. While a default is possible, in our view it is not the most likely result. Negotiations over budgetary concerns and future economic policies will continue to rage...

Equities Have Experienced an Uptick in the First Quarter of 2023 Broadly speaking, nearly every stock index around the globe has seen notable gains since the start of the year. Announcements of inflation showing signs of moderating, paired with the Federal Reserve’s expectations to cut back on any aggressive rate hikes inspired Wall Street and fueled a rally in prices throughout the quarter. Policymakers have indicated their expectations for one more interest rate increase in 2023, though the broader market...