With money being ranked as the #1 cause of stress, ahead of other areas such as politics, work and family, it’s important to have a written financial plan and to stick to that plan as life, and the markets, ebb and flow. Please Note:  The document has multiple pages, you can advance through it using the “next” or “previous” arrow keys at the bottom of each page.

You may already be familiar with the responsibilities your Financial Advisor bears when managing your assets. Among these responsibilities lies the crucial concept of “Fiduciary Duty.” In essence, this signifies that your Advisor is legally obligated to act in your best financial interests, even when it does not align with theirs. It’s not just a suggestion; it is a fundamental requirement. Essential to selecting the right Advisor is scrutinizing their commitment to integrity, loyalty, diligence, and care. Finding a Fiduciary,...

Many don’t view planning for what happens to their assets when they have passed away with the same importance as retirement, investment, or tax planning. And therefore, planning for it gets delayed or pushed off indefinitely, often until it is too late. Why is it that important to plan ahead of time? If you die without a valid will or trust in place, you die intestate. This means the court decides who inherits your assets, and in order for them...

Tax Code Updates and How to Navigate Them Change is a constant and in each new year, changes coming from the IRS and Congress that impact your life and financial decisions are important to stay on top of. This year, savings amounts to Tax-Advantaged Retirement Accounts have increased, allowing for even more money to be stocked away to enhance your retirement years and provide you with more flexibility, freedom, and fun. Standard deductions and tax-free gifting amounts are also on...

Please join us in watching Thor’s review of the markets in 2023! A brief summary of the performance of the following asset classes is discussed: US Stocks International Developed Stocks Emerging Markets Stocks Countrywide returns Real Estate Investment Trusts (REITs) Commodities Fixed Income Securities Global Fixed Income Securities Click the image above to view the video