It took the bear market of 2000-2002 to bring the wisdom of asset allocation back to the public's attention. Asset allocation can not only reduce risk, it can increase returns as well. In the fourth edition of Asset Allocation: Balancing Financial Risk, Roger C. Gibson compiles new data that strengthen the case for the multiple-asset-class investing strategy that he has advocated since his landmark work was first published in 1990. Gibson's work unites theory and practice, the art and the science of asset allocation.